---
title: Insurance Blog | Shea Insurance Agency in Washington
description: Read the Shea Insurance Agency blog for local, interesting and up-to-date Washington insurance news.
---

# INSURANCE BLOG

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[**Common Insurance Mistakes Young Families Make** — Starting and growing a family comes with many exciting milestones, but it also brings new responsibilities and financial risks. Between busy schedules, growing expenses, and changing priorities, insurance coverage is often overlooked. Unfortunately, small gaps in coverage can create major problems… — Jun 4](/blog/2026/common-insurance-mistakes-young-families-make)

[**What Business Owners Should Know About Property Valuation** — Commercial property insurance is designed to help protect the physical assets a business relies on every day. However, coverage is only as effective as the property values used when the policy is written and reviewed. — For many business owners, property valuation can be confusing. Understanding… — May 21](/blog/2026/what-business-owners-should-know-about-property-valuation)

[**How Moving Impacts Your Personal Insurance** — Moving to a new home comes with a long list of tasks, and insurance updates are often overlooked in the process. However, a change in location, property type, vehicles, and daily routines can all affect your coverage needs. — Taking time to review your insurance before and after a move can help… — May 6](/blog/2026/how-moving-impacts-your-personal-insurance)

[**How Lease Agreements Impact Your Insurance Responsibilities** — Leasing a commercial space is a common step for many businesses, but the terms of a lease often include more than just rent and duration. Lease agreements frequently outline specific insurance responsibilities that both tenants and property owners are expected to meet. Understanding how these… — Apr 21](/blog/2026/how-lease-agreements-impact-your-insurance-responsibilities)

[**Factors That Impact Your Car’s Resale Value** — A vehicle is one of the larger purchases most people make, and its value changes over time. While some depreciation is expected, certain factors can influence how much your car is worth when it comes time to sell or trade it in. — Understanding what affects resale value can help you make informed… — Apr 6](/blog/2026/factors-that-impact-your-car-s-resale-value)

[**How to Document Business Property for Insurance Purposes** — Many businesses rely on equipment, inventory, furniture, and technology to operate day to day. While these assets are essential, they are often not well documented, which can cause difficulties if the business experiences a loss and needs to file an insurance claim. Creating a clear record of your… — Mar 19](/blog/2026/how-to-document-business-property-for-insurance-purposes)

[**How to Extend the Life of Your HVAC System** — Your HVAC system is one of the hardest working systems in your home. It runs through freezing winters, humid summers, and everything in between. Because it operates year round, small maintenance habits can make a major difference in how long it lasts. With the right care, many systems can run… — Mar 3](/blog/2026/how-to-extend-the-life-of-your-hvac-system)

[**Leasing vs Buying Business Vehicles** — For many small and mid-size businesses, vehicles are not optional, they are essential tools. Whether you operate a service company, delivery business, construction firm, or sales organization, the decision to lease or buy vehicles can significantly impact your cash flow, flexibility, and long-term… — Feb 17](/blog/2026/leasing-vs-buying-business-vehicles)

[**What to Do if You Hit a Deer While Driving** — Hitting a deer can be a startling and dangerous experience, especially if it happens unexpectedly on a quiet road or at high speed. Unfortunately, these incidents are fairly common, particularly in areas with high wildlife populations or during certain times of the year when deer are more active.… — Feb 3](/blog/2026/what-to-do-if-you-hit-a-deer-while-driving)

[**Managing Equipment: Repair, Replace, or Insure?** — For most businesses, equipment is essential to daily operations. Whether it's a commercial oven, HVAC system, delivery vehicle, or a vital piece of manufacturing machinery, unexpected failure can grind productivity to a halt. Before deciding whether to repair or replace, consider the full cost of… — Jan 22](/blog/2026/managing-equipment-repair-replace-or-insure)

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